Sept 17, 2025: Today, the Bank of Canada announced a 0.25% reduction in its overnight policy rate, now set at 2.5%. This is the Bank’s first cut since March of this year. For homebuyers, this could mean slightly lower borrowing costs — a welcome shift for those entering the fall market.
Governing Council signalled they’ll stay the course with a cautious approach, closely watching how ongoing trade tensions and labour market developments play out. The next rate announcement is scheduled for October 29, 2025, along with their latest Monetary Policy Report.
For anyone considering a home purchase, refinancing, or business expansion, today’s rate cut could offer opportunities. However, as always, it’s important to get advice tailored to your financial situation before making big decisions.
Disclaimer: This blog is for informational purposes only and does not constitute financial or legal advice. Always consult with qualified professionals for guidance specific to your circumstances.
Read the Press Release.
Whether you’re a homeowner, prospective buyer, or real estate investor, understanding these market changes is crucial. As your trusted REALTOR®, I’m here to help you navigate these shifts and make informed decisions! Call, text, email, or DM me to chat about how this announcement affects your real estate plans!
For more information, contact:
Susan Moffat, REALTOR® with Century 21 In-Studio Realty Inc., Brokerage
519.377.5154
susan.moffat@c21.ca
The Bruce County housing market continues to show its own unique trends as we move through 2025. Whether you’re considering buying, selling, or simply keeping an eye on local real estate, staying informed about the latest numbers is key.
In this update, we’ll break down the August 2025 housing market stats for Arran-Elderslie, Brockton, Huron-Kinloss, Kincardine, Northern Bruce Peninsula, Saugeen Shores, South Bruce, and South Bruce Peninsula. From sales activity to price changes, this snapshot will give you a clear picture of how the market is performing across our region.
Thinking about your next move? Contact me for a free, no-obligation consultation, personalized advice for buyers and sellers, and complimentary property valuations. Let’s talk about your goals and make your real estate journey a success!
OnePoint Association of REALTORS® serves as a unified body representing almost 3,000 real estate professionals across the regions of Huron, Perth, Grey, Bruce, Wellington, Georgian Bay, Simcoe, Parry Sound, Haliburton and Muskoka.
Wondering how these numbers might impact your real estate plans? Whether you’re buying, selling, or just curious about market trends, I’ve got you covered! Let’s navigate the market together! Contact me for a complimentary, no-obligation property valuation or buyer consultation!
For more information, contact:
Susan Moffat, REALTOR® with Century 21 In-Studio Realty Inc., Brokerage
519.377.5154
susan.moffat@c21.ca
The Grey County real estate market continues to reflect dynamic shifts as we move through 2025. Whether you’re planning to buy, sell, or simply keep up with the latest local trends, having the right information is key to making confident decisions.
In this update, we’ll take a closer look at the August 2025 housing market stats for The Blue Mountains, Chatsworth, Georgian Bluffs, Grey Highlands, Hanover, Meaford, Owen Sound, Southgate, and West Grey. From home prices to sales activity, this snapshot will help you see how each community is performing in today’s market.
Thinking about your next move? Contact me for a free, no-obligation consultation, personalized advice for buyers and sellers, and complimentary property valuations. Let’s talk about your goals and make your real estate journey a success!
OnePoint Association of REALTORS® serves as a unified body representing almost 3,000 real estate professionals across the regions of Huron, Perth, Grey, Bruce, Wellington, Georgian Bay, Simcoe, Parry Sound, Haliburton and Muskoka.
Wondering how these numbers might impact your real estate plans? Whether you’re buying, selling, or just curious about market trends, I’ve got you covered! Let’s navigate the market together! Contact me for a complimentary, no-obligation property valuation!
For more information, contact:
Susan Moffat, REALTOR® with Century 21 In-Studio Realty Inc., Brokerage
519.377.5154
susan.moffat@c21.ca
Hardwood floors are a timeless choice that can increase your home’s value and add a touch of elegance to any room. However, their beauty, and value, are only preserved if you know how to take proper care of them. Poor maintenance can cause premature wear, costly repairs, or the need for full replacement. Here are expert-backed tips to help you keep your hardwood floors gleaming for years to come.
Hardwood floors are a significant investment, but with the right care, their elegant shine and value can last a lifetime. If you ever have questions about flooring options or how they can impact your home’s value, feel free to reach out—I’m always happy to help homeowners make informed decisions!
Looking to buy, sell, or invest? As your REALTOR®, I’ll guide you every step of the way. Contact me today to schedule a free consultation and let’s turn your real estate dreams into reality!
For more information, contact:
Susan Moffat, REALTOR® with Century 21 In-Studio Realty Inc., Brokerage
519.377.5154
susan.moffat@c21.ca
Grey Bruce, Ontario is a paradise for outdoor enthusiasts. With its abundance of scenic public trails winding through forests, along rivers, and across rolling countryside, there are endless opportunities for hiking, biking, and exploring. As these beautiful natural spaces become more popular, it’s important for everyone—whether you’re a seasoned hiker, a family out for a stroll, or new to the world of trails— to understand and practice good trail etiquette.
Practicing trail etiquette helps protect nature and ensures that our trails remain safe, welcoming, and accessible for everyone. Following these guidelines creates a positive experience for you and those you share the path with, while preserving Grey Bruce’s stunning landscapes for future generations.
Stay on Marked Trails: Always stick to official paths to protect wildlife habitats and prevent erosion. Going off-trail can damage fragile vegetation and disturb local ecosystems.
Yield Appropriately: Cyclists yield to everyone. Hikers yield to horses. Uphill travellers have the right of way: step aside for those hiking uphill, as it’s harder for them to restart their climb.
Keep to the Right, Pass on the Left: This simple rule helps prevent accidents. Announce yourself with a friendly “on your left” before passing.
Respect Wildlife: Enjoy animals from a distance—don’t feed them or try to interact. Keep pets leashed and under control at all times.
Leave No Trace: Pack out everything you bring. Leave plants, rocks, and historical items as you found them.
Be Mindful of Noise: Help everyone enjoy the peace of nature by keeping noise levels down. Avoid playing loud music, and let the sounds of nature take centre stage.
Share the Trail: Be courteous, smile, and greet fellow trail users. If you’re in a group, walk single file when others are approaching.
Be Prepared and Observant: Familiarize yourself with trail rules, check weather conditions, carry appropriate gear, and let someone know your plans.
Trail Etiquette from Grey County
Bruce County Trail Information
The trails of Grey Bruce are a true community treasure. Whether you’re exploring the Bruce Trail, cycling the rail trails, or discovering quiet woodland paths, following these etiquette tips ensures everyone can safely enjoy our natural wonders.
If you’ve dreamed of living amidst these beautiful trails—or having access to them just outside your door—I’m here to help! Whether you’re searching for a home, land, or a cozy cottage close to public trails, contact me today. Let’s make your dream of living in Grey Bruce a reality—where adventure is just a few steps away.
Looking to buy, sell, or invest? As your REALTOR®, I’ll guide you every step of the way. Contact me today to schedule a free consultation and let’s turn your real estate dreams into reality!
For more information, contact:
Susan Moffat, REALTOR® with Century 21 In-Studio Realty Inc., Brokerage
519.377.5154
susan.moffat@c21.ca
Are you seeking a home that’s both stylish and functional? Bungalows offer a unique blend of comfort, convenience, and charm that is hard to beat. As you consider your next move, here are some compelling reasons why bungalow living might be the perfect fit for your lifestyle.
One of the main attractions of a bungalow is its single-story design. Say goodbye to running up and down stairs throughout the day. This layout is perfect for families with young children, seniors, or anyone who values the ease of moving around without barriers.
Bungalows often feature open floor plans, making them feel spacious and bright. The seamless flow from the living area to the kitchen and bedrooms enhances everyday living and is ideal for entertaining. The single-floor layout also allows for greater flexibility in furniture arrangement and home customization.
Cleaning and maintaining a bungalow is generally simpler than managing a two or three-story home. With everything on one level, it’s easier to complete chores, tackle repairs, and keep your home in tip-top shape.
A bungalow’s design is naturally suited for individuals with mobility issues or those planning to age in place. Wide hallways, fewer steps, and the option to adapt features for further accessibility make bungalows a long-term, future-proof investment.
With no upper floors to heat or cool, bungalows can be more energy-efficient. You’ll likely find lower utility bills and a cozy, comfortable atmosphere year-round.
Bungalows are known for their welcoming front porches and easy access to backyards or patios. Whether you enjoy gardening, relaxing outside, or hosting gatherings, the transition from indoor to outdoor living couldn’t be smoother.
The classic look of a bungalow never goes out of style. These homes often feature charming architectural details and lovely landscaping, contributing to instant curb appeal and neighbourhood charm.
If you’re drawn to the blend of style, accessibility, and ease offered by bungalow living, now is a great time to explore available properties. Contact me today to learn more about bungalows in our area and find your perfect one-level home!
Looking to buy, sell, or invest? As your REALTOR®, I’ll guide you every step of the way. Contact me today to schedule a free consultation and let’s turn your real estate dreams into reality!
For more information, contact:
Susan Moffat, REALTOR® with Century 21 In-Studio Realty Inc., Brokerage
519.377.5154
susan.moffat@c21.ca
Buying a cottage is about more than acquiring a property—it’s about creating a sanctuary for relaxation, family gatherings, and life’s best moments. However, the process presents unique considerations that differ from purchasing a standard home. Whether you’re dreaming of lazy lakefront afternoons, cozy woodstove evenings, or outdoor adventures, here are top tips to ensure your cottage purchase is a rewarding experience.
Before you begin searching, consider:
Not all cottages are equal in terms of access and utilities:
Beyond the purchase price, consider:
A real estate professional who specializes in cottage properties will:
Buying a cottage is a special investment in your lifestyle and well-being. By taking the time to research, plan, and lean on specialized local expertise, you’ll set yourself up for years of cottage memories. If you have questions or want personalized cottage-buying advice, I’m here to help every step of the way!
Looking to buy a cottage in another part of Ontario? I can connect you with another amazing REALTOR® in your new area.
Looking to buy, sell, or invest? As your REALTOR®, I’ll guide you every step of the way. Contact me today to schedule a free consultation and let’s turn your real estate dreams into reality!
For more information, contact:
Susan Moffat, REALTOR® with Century 21 In-Studio Realty Inc., Brokerage
519.377.5154
susan.moffat@c21.ca
Welcome to the Bruce County Housing Market Update for June 2025!
In this post, you’ll find the latest listing stats for Arran Elderslie, Brockton, Huron-Kinloss, Kincardine, Northern Bruce Peninsula, Saugeen Shores, South Bruce, and South Bruce Peninsula. Whether you’re actively in the market or just keeping an eye on local trends, this month’s report will help you make sense of what’s happening in your community and what it could mean for your next move.
Board & Association Information
OnePoint Association of REALTORS® serves as a unified body representing almost 3,000 real estate professionals across the regions of Huron, Perth, Grey, Bruce, Wellington, Georgian Bay, Simcoe, Parry Sound, Haliburton and Muskoka.
Wondering how these numbers might impact your real estate plans? Whether you’re buying, selling, or just curious about market trends, I’ve got you covered! Let’s navigate the market together! Contact me for a complimentary, no-obligation property valuation!
For more information, contact:
Susan Moffat, REALTOR® with Century 21 In-Studio Realty Inc., Brokerage
519.377.5154
susan.moffat@c21.ca
The real estate market in Grey County continues to evolve as we move through 2025. Whether you’re eyeing the slopes in Blue Mountains, the quiet countryside of Chatsworth, or the vibrant community of Owen Sound, knowing what’s happening in the local housing market can help you plan your next move wisely.
In this update, we’re breaking down the latest trends and numbers for Blue Mountains, Chatsworth, Georgian Bluffs, Grey Highlands, Hanover, Meaford, Owen Sound, Southgate, and West Grey, giving you clear insights into what’s driving prices, inventory, and buyer activity this July.
If you’re thinking about buying, selling, or just staying informed, here’s what you need to know about Grey County real estate right now.
Board & Association Information
OnePoint Association of REALTORS® serves as a unified body representing almost 3,000 real estate professionals across the regions of Huron, Perth, Grey, Bruce, Wellington, Georgian Bay, Simcoe, Parry Sound, Haliburton and Muskoka.
Wondering how these numbers might impact your real estate plans? Whether you’re buying, selling, or just curious about market trends, I’ve got you covered! Let’s navigate the market together! Contact me for a complimentary, no-obligation property valuation!
For more information, contact:
Susan Moffat, REALTOR® with Century 21 In-Studio Realty Inc., Brokerage
519.377.5154
susan.moffat@c21.ca
Creating a fresh and inviting atmosphere in your home is essential, especially when selling or welcoming guests. Odours can significantly impact how people perceive a space, and unpleasant smells may even deter potential buyers. Here’s a guide to keeping your home smelling its best, inspired by expert advice and practical tips.
A home that smells clean and fresh immediately makes visitors feel comfortable and relaxed. Conversely, bad odours (whether from pets, moisture, smoke, or mustiness) can create a negative impression and reduce the appeal of your property. Addressing odours is as important as decluttering or staging your home for sale.
Control Moisture: High humidity encourages mold and mildew, which cause musty smells. Use a dehumidifier in rooms with humidity above 60%, replace sponges and towels regularly, hang bathmats to dry, and avoid rugs in humid climates.
Clean Thoroughly and Regularly: Vacuum carpets, furniture, curtains, and throw pillows often. Steam clean carpets and upholstery to remove embedded odours. Wash linens and curtains frequently.
Maintain Trash Bins: Use small trash bins to encourage frequent emptying and remember to clean the bins regularly.
Freshen the Air: Open windows when possible to let fresh air circulate. Use air purifiers to reduce airborne bacteria and fungi that cause odours.
Natural Odour Absorbers: Baking soda is excellent for neutralizing smells on carpets, mattresses, and pet beds. Coffee grounds or charcoal briquettes can absorb odours when placed in bowls around the home.
Use Pleasant Scents Wisely: Potpourri, diffusers, candles, and room sprays can enhance a home’s scent but should never mask bad odours. Houseplants like begonias, citrus trees, and lavender add subtle, natural fragrances. Hanging eucalyptus branches in the shower releases refreshing scents with steam.
Clean Drains and Toilets: Monthly cleaning of drains with vinegar, baking soda, and boiling water prevents buildup and odours. Toilets should be cleaned frequently to avoid unpleasant smells.
Address Specific Odours: For pet smells, vacuum thoroughly and clean pet beds. For smoke odours, airing out the home, steam cleaning carpets, and possibly replacing flooring or repainting walls may be necessary.
Eliminating odours at the source—not just masking them—is the key to a truly fresh-smelling home. A clean, well-ventilated, and pleasantly scented environment not only improves your daily living experience but also enhances your home’s marketability. When your home smells inviting, buyers feel more relaxed and positive, increasing the likelihood of a successful sale.
If you’re preparing your home for sale or simply want to maintain a welcoming atmosphere, these odour-busting tips will help you keep your space smelling great and leave a lasting good impression.
Looking to buy, sell, or invest? As your REALTOR®, I’ll guide you every step of the way. Contact me today to schedule a free consultation and let’s turn your real estate dreams into reality!
For more information, contact:
Susan Moffat, REALTOR® with Century 21 In-Studio Realty Inc., Brokerage
519.377.5154
susan.moffat@c21.ca
INFO & SERVICES
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(519) 375-7653
INFO & SERVICES
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