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Market Updates • 29 October 2025

Bank of Canada Lowers Policy Rate to 2¼% | Oct 29, 2025

by Susan Moffat

Oct 29, 2025: The Bank of Canada has just lowered its key interest rate to 2.25% today, aiming to support price stability and help the economy navigate challenging global trade conditions. This move may offer relief for borrowers and create new opportunities for home buyers.

 

Looking Ahead

The Bank of Canada’s next rate announcement is scheduled for Wednesday, December 10, 2025. The Bank’s next Monetary Policy Report (MPR) will be released on January 28, 2026.

 

Final Thoughts

For anyone considering a home purchase, refinancing, or business expansion, today’s rate cut could offer opportunities. However, as always, it’s important to get advice tailored to your financial situation before making big decisions.

Disclaimer: This blog is for informational purposes only and does not constitute financial or legal advice. Always consult with qualified professionals for guidance specific to your circumstances.

Read the Press Release.

 

 

Whether you’re a homeowner, prospective buyer, or real estate investor, understanding these market changes is crucial. As your trusted REALTOR®, I’m here to help you navigate these shifts and make informed decisions! Call, text, email, or DM me to chat about how this announcement affects your real estate plans!

 

For more information, contact:

Susan Moffat, REALTOR® with Century 21 In-Studio Realty Inc., Brokerage
519.377.5154
susan.moffat@c21.ca

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