What to Consider When Buying a Home With a Pool

A backyard pool can be a dream come true, offering relaxation, entertainment, and even a boost to your home’s value, especially in warmer climates. However, before diving in, it’s important to weigh several key factors to ensure your investment aligns with your lifestyle, budget, and safety priorities.

Maintenance Costs

Pools require regular upkeep to stay clean, safe, and functional. Annual maintenance-including cleaning, chemicals, electricity, and repairs-typically ranges from $960 to $1,800, but total yearly costs can reach $3,000 to $6,000 when factoring in all expenses like equipment repairs and seasonal opening/closing. The type and size of the pool, as well as whether it’s saltwater or chlorine, can affect these costs. Concrete pools generally require more maintenance than fibreglass or vinyl-lined pools. Energy-efficient equipment can help lower ongoing expenses.

Safety Considerations

Safety is paramount, especially for families with children or pets. Key safety features to look for include:

• Secure fencing at least 4–5 feet high around the pool with self-latching gates, as recommended by safety organizations and often required by local laws.
• Pool covers and alarms for added security.
• Clear pool rules and supervision protocols, such as always keeping children within arm’s reach and never swimming alone.
• Proper storage of pool chemicals away from children.

Before buying, ensure the pool meets all local safety regulations and consider additional liability insurance, as pools can increase your homeowner’s insurance premiums.

Usage and Lifestyle

Think about how often you’ll realistically use the pool. If you love entertaining, swimming for exercise, or have kids who will use it regularly, a pool can be a great fit. On the other hand, if you travel often or prefer the beach, you may find the maintenance outweighs the enjoyment. Evaluate the pool’s size and depth to ensure it matches your intended use-whether for laps, leisure, or play.

Location and Climate

Ontario experiences cold winters with temperatures often dropping well below freezing, which means outdoor pools are typically seasonal and require winterizing to prevent damage. Pool owners must close their pools properly each fall, which involves draining water from pipes, covering the pool, and sometimes hiring professional closing services. Similarly, pool opening in summer also costs about $500 and involves cleaning and restarting equipment.

If you are more of a beach person or live near natural water bodies, you might weigh whether the limited seasonal use justifies the maintenance and heating costs of a private pool. Conversely, if your lifestyle includes frequent home entertaining or swimming for fitness during the warmer months, a pool can be a valuable and enjoyable asset despite Ontario’s 4-season climate constraints.

Long-Term Costs

Beyond routine maintenance, pools come with long-term expenses:

• Equipment repairs and replacements (pumps, filters, heaters, liners).
• Periodic resurfacing or major repairs, which can be costly.
• Increased utility bills from running pumps and heating the pool.
• Higher homeowner’s insurance premiums due to increased liability.

It’s also wise to request maintenance records and a professional inspection before purchasing to avoid unexpected repair bills.

Final Thoughts on Outdoor Pools

Buying a home with a pool can be rewarding, but it’s essential to factor in maintenance costs, safety requirements, your lifestyle, local climate, and long-term financial commitments. With careful consideration and due diligence, you can decide if a pool home is the right fit for you and your family. If you have questions or want expert guidance, please reach out for personalized advice.

Looking to buy, sell, or invest? As your REALTOR®, I’ll guide you every step of the way. Contact me today to schedule a free consultation and let’s turn your real estate dreams into reality!

For more information, contact:

Susan Moffat, REALTOR® with Century 21 In-Studio Realty Inc., Brokerage
519.377.5154
susan.moffat@c21.ca